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Signatures are still very important in the banking world. Although check use has declined, over half of Americans wrote a check last year, and they're especially popular for business clients. Annually, consumers write well over ... Read More »

Check 21 was probably the most important check-cashing law passed in the last two decades. Although this law was implemented nearly 20 years ago, it still defines the processes banks, credit unions, and other financial ... Read More »

Signature verification tools are critical if you want to reduce forgeries and protect your bank from losses. However, there are challenges with implementing these tools. This post looks at the unique challenges faced by mid-sized ... Read More »

Bank fraud software is a necessity for financial institutions. Sophisticated criminals are constantly finding new ways to exploit vulnerabilities in today’s banking system, and to protect your customers and your bank, you have to constantly ... Read More »

A lot of banks allow people to deposit checks without endorsing them. When someone deposits a check into their own account, there is an implied "for deposit only" endorsement. But what happens when someone steals ... Read More »

Safe deposit boxes have long been a staple of the banking industry, but over the last few years, many banks have been gravitating away from this offering. Big banks in particular have shied away from ... Read More »

Check washing is on the rise, and on top of that, changes in technology mean that scam artists don't even have to steal and alter paper checks. If they can get ahold of the victim's ... Read More »

As Big Banks Move Away From Safe Deposit Boxes, Opportunity Opens for Community Banks and Credit Unions The number of safe deposit boxes has been falling steadily for years, and when big banks closed branches ... Read More »

Investing time and money into fraud detection is critical for banks. Not only does fraud detection defend your assets — but it also protects your reputation and safeguards the customer experience. Banks need to choose ... Read More »

Spotting forged signatures can be almost impossible. Even with extensive training, humans can miss forgeries. The differences between a well-executed forgery and a legitimate signature are often much too small for the human eye to ... Read More »